Delaware Medicaid Income Limits

Updated August 2026

Delaware's 2026 countable income table, published by DMMA, shows exact monthly dollar limits for each coverage category. The table below reflects those official figures. Delaware does not use an asset test for standard MAGI-based Medicaid — only income is assessed for adults, children, and pregnant women.

Delaware Medicaid income limits by coverage group (2026)

Coverage group	FPL %	Monthly limit (household of 1)	Monthly limit (household of 4)
Adults ages 19–64 (ACA expansion)	133% FPL	$1,769/mo	$3,658/mo
Children (Medicaid)	142% FPL	$1,889/mo	$3,905/mo
Pregnant women (Medicaid)	212% FPL	$2,820/mo	$5,830/mo
Delaware Healthy Children Program (CHIP)	212% FPL	$2,820/mo	$5,830/mo
QMB (Medicare Savings — premium payment)	100% FPL	$1,330/mo	$2,750/mo
Nursing facility / LTC (250% SSI)	250% SSI	$2,485/mo	N/A (individual)

Adults ages 19–64 (ACA expansion)

FPL %: 133% FPL
Monthly limit (household of 1): $1,769/mo
Monthly limit (household of 4): $3,658/mo

Children (Medicaid)

FPL %: 142% FPL
Monthly limit (household of 1): $1,889/mo
Monthly limit (household of 4): $3,905/mo

Pregnant women (Medicaid)

FPL %: 212% FPL
Monthly limit (household of 1): $2,820/mo
Monthly limit (household of 4): $5,830/mo

Delaware Healthy Children Program (CHIP)

FPL %: 212% FPL
Monthly limit (household of 1): $2,820/mo
Monthly limit (household of 4): $5,830/mo

QMB (Medicare Savings — premium payment)

FPL %: 100% FPL
Monthly limit (household of 1): $1,330/mo
Monthly limit (household of 4): $2,750/mo

Nursing facility / LTC (250% SSI)

FPL %: 250% SSI
Monthly limit (household of 1): $2,485/mo
Monthly limit (household of 4): N/A (individual)

No asset test for standard Delaware Medicaid

Per DMMA: "You can have a car, bank account, and a home and still qualify for Medicaid. DMMA does not look at any of your resources when determining your eligibility for Medicaid." This is a direct statement from DMMA's official eligibility page. Delaware eliminated the asset test for standard Medicaid consistent with ACA requirements.

The nursing facility program is different. LTC Medicaid requires gross monthly income to fall below 250% of the SSI income standard ($2,485/month for an individual in 2026). If income exceeds this limit, the applicant must establish a Miller Trust (Qualified Income Trust) to qualify. The asset limit for nursing facility Medicaid is $2,000 for a single applicant. Federal spousal impoverishment rules apply.

Delaware Healthy Children Program: CHIP at 212% FPL

The Delaware Healthy Children Program (DHCP) is Delaware's CHIP program, covering children up to age 19 at or below 212% FPL. Per the 2026 DMMA income table, the monthly limit is $2,820 for a household of 1 and $5,830 for a household of 4.

Children who qualify for DHCP receive the same comprehensive coverage as Medicaid-enrolled children through the Diamond State Health Plan MCOs. Apply through ASSIST at assist.dhss.delaware.gov — the same application screens for both Delaware Medicaid and DHCP.