Arizona Medicaid Income Limits
Updated August 2026
Arizona's AHCCCS program uses monthly income thresholds, not annual amounts, as its eligibility standard. The table below shows the official limits from the February 2026 AHCCCS Eligibility Requirements chart — a one-page document the AHCCCS Administration updates when FPL figures change.
AHCCCS income limits by coverage group (February 2026)
| Coverage group | FPL % | Monthly limit (household of 1) | Monthly limit (household of 4) |
|---|---|---|---|
| Adults ages 19–64 (ACA expansion) | 133% FPL | $1,769/mo | $3,658/mo |
| Parents/caretaker relatives | 106% FPL | $1,410/mo | $2,915/mo |
| Children under age 1 | 147% FPL | $1,956/mo | $4,043/mo |
| Children ages 1–5 | 141% FPL | $1,876/mo | $3,878/mo |
| Children ages 6–18 | 133% FPL | $1,769/mo | $3,658/mo |
| KidsCare (CHIP) — children under 19 | 225% FPL | $2,993/mo | $6,188/mo |
| Pregnant women | 156% FPL | $2,075/mo | $4,290/mo |
| ALTCS (long-term care) | 300% FBR | $2,982/mo | N/A (individual program) |
| Freedom to Work (disability) | 250% FPL | $3,325/mo | Earned income only |
Adults ages 19–64 (ACA expansion)
- FPL %
- 133% FPL
- Monthly limit (household of 1)
- $1,769/mo
- Monthly limit (household of 4)
- $3,658/mo
Parents/caretaker relatives
- FPL %
- 106% FPL
- Monthly limit (household of 1)
- $1,410/mo
- Monthly limit (household of 4)
- $2,915/mo
Children under age 1
- FPL %
- 147% FPL
- Monthly limit (household of 1)
- $1,956/mo
- Monthly limit (household of 4)
- $4,043/mo
Children ages 1–5
- FPL %
- 141% FPL
- Monthly limit (household of 1)
- $1,876/mo
- Monthly limit (household of 4)
- $3,878/mo
Children ages 6–18
- FPL %
- 133% FPL
- Monthly limit (household of 1)
- $1,769/mo
- Monthly limit (household of 4)
- $3,658/mo
KidsCare (CHIP) — children under 19
- FPL %
- 225% FPL
- Monthly limit (household of 1)
- $2,993/mo
- Monthly limit (household of 4)
- $6,188/mo
Pregnant women
- FPL %
- 156% FPL
- Monthly limit (household of 1)
- $2,075/mo
- Monthly limit (household of 4)
- $4,290/mo
ALTCS (long-term care)
- FPL %
- 300% FBR
- Monthly limit (household of 1)
- $2,982/mo
- Monthly limit (household of 4)
- N/A (individual program)
Freedom to Work (disability)
- FPL %
- 250% FPL
- Monthly limit (household of 1)
- $3,325/mo
- Monthly limit (household of 4)
- Earned income only
No asset test for standard AHCCCS — ALTCS is different
MAGI-based AHCCCS coverage — for adults 19–64, children, and pregnant women — has no asset test. Savings accounts, vehicles, and home equity are not counted. This is the same rule that applies in all ACA expansion states.
ALTCS, Arizona's separate long-term care program, is a different story. ALTCS has a resource limit of $2,000 for a single applicant. If the applicant has a spouse living in the community, between $32,532 and $162,660 of the couple's combined resources may be set aside for the community spouse — per the February 2026 AHCCCS Eligibility Requirements chart.
Arizona operates an estate recovery program for ALTCS. AHCCCS may seek reimbursement from the estate of a member who received ALTCS services after age 55. Consult an elder law attorney before transferring assets if a family member may soon need ALTCS.
KidsCare: Arizona's CHIP program at 225% FPL
KidsCare is Arizona's CHIP program, covering children under 19 whose families earn too much for AHCCCS Medicaid but at or below 225% FPL. The February 2026 AHCCCS chart shows monthly income limits of $2,993 for a household of 1 and $6,188 for a household of 4.
KidsCare charges monthly premiums ranging from $10 to $70 per month — one premium per household covers all eligible children. State employees and their children are not eligible for KidsCare. Children must not be eligible for AHCCCS Medicaid; KidsCare serves only the gap above the Medicaid child income limits.
Medicare Savings Programs (QMB) in Arizona
Arizona runs its Medicare Savings Programs through AHCCCS, and — like standard AHCCCS coverage — eligibility is decided on income alone. Qualified Medicare Beneficiary (QMB) status is the most valuable tier: it pays the Part B premium ($202.90/month in 2026), the Part A premium if one applies, and every Medicare deductible, coinsurance charge, and copayment a member would otherwise owe.
| Program | Situation | Monthly income limit |
|---|---|---|
| QMB | Individual | $1,350/mo |
| QMB | Married couple | $1,824/mo |
| SLMB | Individual | $1,616/mo |
| SLMB | Married couple | $2,184/mo |
| QI | Individual | $1,816/mo |
| QI | Married couple | $2,455/mo |
QMB
- Situation
- Individual
- Monthly income limit
- $1,350/mo
QMB
- Situation
- Married couple
- Monthly income limit
- $1,824/mo
SLMB
- Situation
- Individual
- Monthly income limit
- $1,616/mo
SLMB
- Situation
- Married couple
- Monthly income limit
- $2,184/mo
QI
- Situation
- Individual
- Monthly income limit
- $1,816/mo
QI
- Situation
- Married couple
- Monthly income limit
- $2,455/mo
Arizona has eliminated the resource test for Medicare Savings Program eligibility, so a member's bank balance, retirement savings, or home equity doesn't factor into the decision at all — only monthly income is measured against the limit. That puts Arizona ahead of most states, which still enforce a $9,950 individual / $14,910 couple resource cap for these programs.
Specified Low-Income Medicare Beneficiary (SLMB) and Qualifying Individual (QI) status cover the Part B premium only. QI is funded through a capped annual federal allocation and awarded first-come, first-served, so members must reapply every year to stay enrolled. Regardless of tier, federal law bars any provider from billing a QMB enrollee for Medicare cost-sharing, and all three programs bring automatic Extra Help enrollment, which limits prescription costs to no more than $12.65 per drug in 2026.
Applications go through AHCCCS (Arizona Health Care Cost Containment System) at azahcccs.gov, the same agency that runs standard Arizona Medicaid — not through Medicare.
Arizona Health Care Cost Containment System (AHCCCS)
Visit the official Arizona Medicaid websiteIncome Limits in Nearby States
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Current income cutoffs by state and household size, tied to the Federal Poverty Level.
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Read more →QMB Program
What the QMB program covers, what a QMB card proves, and how to apply.
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