Arizona Medicaid Income Limits

Updated August 2026

Arizona's AHCCCS program uses monthly income thresholds, not annual amounts, as its eligibility standard. The table below shows the official limits from the February 2026 AHCCCS Eligibility Requirements chart — a one-page document the AHCCCS Administration updates when FPL figures change.

AHCCCS income limits by coverage group (February 2026)

Coverage group	FPL %	Monthly limit (household of 1)	Monthly limit (household of 4)
Adults ages 19–64 (ACA expansion)	133% FPL	$1,769/mo	$3,658/mo
Parents/caretaker relatives	106% FPL	$1,410/mo	$2,915/mo
Children under age 1	147% FPL	$1,956/mo	$4,043/mo
Children ages 1–5	141% FPL	$1,876/mo	$3,878/mo
Children ages 6–18	133% FPL	$1,769/mo	$3,658/mo
KidsCare (CHIP) — children under 19	225% FPL	$2,993/mo	$6,188/mo
Pregnant women	156% FPL	$2,075/mo	$4,290/mo
ALTCS (long-term care)	300% FBR	$2,982/mo	N/A (individual program)
Freedom to Work (disability)	250% FPL	$3,325/mo	Earned income only

Adults ages 19–64 (ACA expansion)

FPL %: 133% FPL
Monthly limit (household of 1): $1,769/mo
Monthly limit (household of 4): $3,658/mo

Parents/caretaker relatives

FPL %: 106% FPL
Monthly limit (household of 1): $1,410/mo
Monthly limit (household of 4): $2,915/mo

Children under age 1

FPL %: 147% FPL
Monthly limit (household of 1): $1,956/mo
Monthly limit (household of 4): $4,043/mo

Children ages 1–5

FPL %: 141% FPL
Monthly limit (household of 1): $1,876/mo
Monthly limit (household of 4): $3,878/mo

Children ages 6–18

FPL %: 133% FPL
Monthly limit (household of 1): $1,769/mo
Monthly limit (household of 4): $3,658/mo

KidsCare (CHIP) — children under 19

FPL %: 225% FPL
Monthly limit (household of 1): $2,993/mo
Monthly limit (household of 4): $6,188/mo

Pregnant women

FPL %: 156% FPL
Monthly limit (household of 1): $2,075/mo
Monthly limit (household of 4): $4,290/mo

ALTCS (long-term care)

FPL %: 300% FBR
Monthly limit (household of 1): $2,982/mo
Monthly limit (household of 4): N/A (individual program)

Freedom to Work (disability)

FPL %: 250% FPL
Monthly limit (household of 1): $3,325/mo
Monthly limit (household of 4): Earned income only

No asset test for standard AHCCCS — ALTCS is different

MAGI-based AHCCCS coverage — for adults 19–64, children, and pregnant women — has no asset test. Savings accounts, vehicles, and home equity are not counted. This is the same rule that applies in all ACA expansion states.

ALTCS, Arizona's separate long-term care program, is a different story. ALTCS has a resource limit of $2,000 for a single applicant. If the applicant has a spouse living in the community, between $32,532 and $162,660 of the couple's combined resources may be set aside for the community spouse — per the February 2026 AHCCCS Eligibility Requirements chart.

Arizona operates an estate recovery program for ALTCS. AHCCCS may seek reimbursement from the estate of a member who received ALTCS services after age 55. Consult an elder law attorney before transferring assets if a family member may soon need ALTCS.

KidsCare: Arizona's CHIP program at 225% FPL

KidsCare is Arizona's CHIP program, covering children under 19 whose families earn too much for AHCCCS Medicaid but at or below 225% FPL. The February 2026 AHCCCS chart shows monthly income limits of $2,993 for a household of 1 and $6,188 for a household of 4.

KidsCare charges monthly premiums ranging from $10 to $70 per month — one premium per household covers all eligible children. State employees and their children are not eligible for KidsCare. Children must not be eligible for AHCCCS Medicaid; KidsCare serves only the gap above the Medicaid child income limits.

Arizona Health Care Cost Containment System (AHCCCS)

Visit the official Arizona Medicaid website

Arizona Medicaid Income Limits

AHCCCS income limits by coverage group (February 2026)

No asset test for standard AHCCCS — ALTCS is different

KidsCare: Arizona's CHIP program at 225% FPL

Arizona Health Care Cost Containment System (AHCCCS)

Related guides

Income Limits

Spend-Down

Eligibility Requirements