Medicaid Office

Connecticut Medicaid Income Limits

Updated August 2026

Connecticut uses MAGI income rules for HUSKY A, B, and D. HUSKY C uses separate non-MAGI rules that include asset tests. Connecticut's income limits are notably higher than many other states — the HUSKY B ceiling of roughly 323% FPL is among the more generous CHIP thresholds nationally. Figures below are per the official DSS HUSKY Health Monthly Income Guidelines effective March 1, 2026.

Connecticut income limits update March 1 each year — not January like most states

CT DSS updates HUSKY Health income thresholds on March 1 annually. Figures below reflect the official DSS chart effective March 1, 2026. Verify current limits at portal.ct.gov/HUSKY or by calling DSS at 1-855-626-6632.

HUSKY Health income limits by tier (effective March 1, 2026)

HUSKY D — adults 19–64 without minor children

FPL %
138% FPL
Monthly limit (family of 4)
Under $3,795/mo
Annual (family of 4)
~$45,540/yr

HUSKY A — parents/caretaker relatives

FPL %
138% FPL
Monthly limit (family of 4)
Under $3,795/mo
Annual (family of 4)
~$45,540/yr

HUSKY A — children through age 18

FPL %
201% FPL
Monthly limit (family of 4)
Under $5,528/mo
Annual (family of 4)
~$66,336/yr

HUSKY A — pregnant individuals

FPL %
~263% FPL (unborn child counts in family size)
Monthly limit (family of 4)
Under $7,233/mo
Annual (family of 4)
~$86,796/yr

HUSKY B — children (CHIP), Band 1

FPL %
Over 201% up to ~256% FPL
Monthly limit (family of 4)
$5,529 – $6,985/mo
Annual (family of 4)
No premium

HUSKY B — children (CHIP), Band 2

FPL %
Over ~256% up to 323% FPL
Monthly limit (family of 4)
$6,986 – $8,883/mo
Annual (family of 4)
Premium applies

HUSKY C — seniors/disabilities (LTC)

FPL %
Non-MAGI; income limit $2,982/mo (2026)
Monthly limit (family of 4)
$2,982/mo
Annual (family of 4)
Separate asset test applies

HUSKY B premiums

Unlike HUSKY A and HUSKY D, which have no premium, HUSKY B charges a small monthly premium once household income rises into Band 2. Per the official DSS chart effective March 1, 2026:

Up to 201% FPL (HUSKY A — Medicaid)

Monthly premium
$0 (no premium)

201% to ~256% FPL (HUSKY B, Band 1)

Monthly premium
$0 (no premium; some co-pays)

~256% to 323% FPL (HUSKY B, Band 2)

Monthly premium
$30/month (1 child) or $50/month (more than 1 child)

HUSKY C — long-term care income and asset rules

HUSKY C (Medicaid for seniors and adults with disabilities) uses non-MAGI rules entirely separate from the MAGI-based HUSKY tiers. Income and assets are both considered. The standard countable asset limit for a single HUSKY C applicant is $1,600. For married couples, the community spouse may retain assets per federal spousal impoverishment rules.

The primary home is generally exempt during a nursing facility stay when the applicant intends to return, or while a spouse or dependent lives there. Connecticut's $1,600 asset limit is among the most restrictive in the country — lower than the federal minimum $2,000 that most states use. This matters when assessing whether a Medicaid applicant needs to spend down assets before qualifying.

Medicare Savings Programs (QMB) in Connecticut

Connecticut folds its Medicare Savings Programs into HUSKY Health, the state's Medicaid program, rather than running them separately from Medicare. Qualified Medicare Beneficiary (QMB) status is the most complete: it pays the Part B premium ($202.90/month in 2026), the Part A premium if one is owed, and every Medicare deductible, coinsurance amount, and copayment, with providers legally barred from billing a QMB enrollee for any of it.

QMB

Situation
Individual
Monthly income limit
$1,350/mo

QMB

Situation
Married couple
Monthly income limit
$1,824/mo

SLMB

Situation
Individual
Monthly income limit
$1,616/mo

SLMB

Situation
Married couple
Monthly income limit
$2,184/mo

QI

Situation
Individual
Monthly income limit
$1,816/mo

QI

Situation
Married couple
Monthly income limit
$2,455/mo

Specified Low-Income Medicare Beneficiary (SLMB) and Qualifying Individual (QI) status pay the Part B premium only — nothing toward deductibles or coinsurance. QI's funding is capped annually and awarded first-come, first-served, so an approved QI enrollee has to reapply the following year rather than staying enrolled automatically.

Resource limits for these three programs follow the federal standard of $9,950 for an individual and $14,910 for a married couple. That's notably higher than the $1,600 asset limit Connecticut uses for HUSKY C long-term care Medicaid, so someone who doesn't qualify for HUSKY C on assets may still qualify for a Medicare Savings Program. All three tiers also bring automatic Extra Help enrollment, limiting prescription costs to $12.65 per drug in 2026.

Applications go through the Connecticut Department of Social Services — apply at portal.ct.gov/husky or by calling DSS at 1-855-626-6632 — not through Medicare.

Connecticut Medicaid (HUSKY Health)

Visit the official Connecticut Medicaid website

Income Limits in Nearby States

Maine Massachusetts New Hampshire New Jersey New York

Related guides

Income Limits

Current income cutoffs by state and household size, tied to the Federal Poverty Level.

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Spend-Down

How to qualify by deducting medical bills from income that's above the limit.

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QMB Program

What the QMB program covers, what a QMB card proves, and how to apply.

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