Connecticut Medicaid Income Limits
Updated August 2026
Connecticut uses MAGI income rules for HUSKY A, B, and D. HUSKY C uses separate non-MAGI rules that include asset tests. Connecticut's income limits are notably higher than many other states — the HUSKY B ceiling of roughly 323% FPL is among the more generous CHIP thresholds nationally. Figures below are per the official DSS HUSKY Health Monthly Income Guidelines effective March 1, 2026.
Connecticut income limits update March 1 each year — not January like most states
CT DSS updates HUSKY Health income thresholds on March 1 annually. Figures below reflect the official DSS chart effective March 1, 2026. Verify current limits at portal.ct.gov/HUSKY or by calling DSS at 1-855-626-6632.
HUSKY Health income limits by tier (effective March 1, 2026)
| HUSKY tier / group | FPL % | Monthly limit (family of 4) | Annual (family of 4) |
|---|---|---|---|
| HUSKY D — adults 19–64 without minor children | 138% FPL | Under $3,795/mo | ~$45,540/yr |
| HUSKY A — parents/caretaker relatives | 138% FPL | Under $3,795/mo | ~$45,540/yr |
| HUSKY A — children through age 18 | 201% FPL | Under $5,528/mo | ~$66,336/yr |
| HUSKY A — pregnant individuals | ~263% FPL (unborn child counts in family size) | Under $7,233/mo | ~$86,796/yr |
| HUSKY B — children (CHIP), Band 1 | Over 201% up to ~256% FPL | $5,529 – $6,985/mo | No premium |
| HUSKY B — children (CHIP), Band 2 | Over ~256% up to 323% FPL | $6,986 – $8,883/mo | Premium applies |
| HUSKY C — seniors/disabilities (LTC) | Non-MAGI; income limit $2,982/mo (2026) | $2,982/mo | Separate asset test applies |
HUSKY D — adults 19–64 without minor children
- FPL %
- 138% FPL
- Monthly limit (family of 4)
- Under $3,795/mo
- Annual (family of 4)
- ~$45,540/yr
HUSKY A — parents/caretaker relatives
- FPL %
- 138% FPL
- Monthly limit (family of 4)
- Under $3,795/mo
- Annual (family of 4)
- ~$45,540/yr
HUSKY A — children through age 18
- FPL %
- 201% FPL
- Monthly limit (family of 4)
- Under $5,528/mo
- Annual (family of 4)
- ~$66,336/yr
HUSKY A — pregnant individuals
- FPL %
- ~263% FPL (unborn child counts in family size)
- Monthly limit (family of 4)
- Under $7,233/mo
- Annual (family of 4)
- ~$86,796/yr
HUSKY B — children (CHIP), Band 1
- FPL %
- Over 201% up to ~256% FPL
- Monthly limit (family of 4)
- $5,529 – $6,985/mo
- Annual (family of 4)
- No premium
HUSKY B — children (CHIP), Band 2
- FPL %
- Over ~256% up to 323% FPL
- Monthly limit (family of 4)
- $6,986 – $8,883/mo
- Annual (family of 4)
- Premium applies
HUSKY C — seniors/disabilities (LTC)
- FPL %
- Non-MAGI; income limit $2,982/mo (2026)
- Monthly limit (family of 4)
- $2,982/mo
- Annual (family of 4)
- Separate asset test applies
HUSKY B premiums
Unlike HUSKY A and HUSKY D, which have no premium, HUSKY B charges a small monthly premium once household income rises into Band 2. Per the official DSS chart effective March 1, 2026:
| Household income level | Monthly premium |
|---|---|
| Up to 201% FPL (HUSKY A — Medicaid) | $0 (no premium) |
| 201% to ~256% FPL (HUSKY B, Band 1) | $0 (no premium; some co-pays) |
| ~256% to 323% FPL (HUSKY B, Band 2) | $30/month (1 child) or $50/month (more than 1 child) |
Up to 201% FPL (HUSKY A — Medicaid)
- Monthly premium
- $0 (no premium)
201% to ~256% FPL (HUSKY B, Band 1)
- Monthly premium
- $0 (no premium; some co-pays)
~256% to 323% FPL (HUSKY B, Band 2)
- Monthly premium
- $30/month (1 child) or $50/month (more than 1 child)
HUSKY C — long-term care income and asset rules
HUSKY C (Medicaid for seniors and adults with disabilities) uses non-MAGI rules entirely separate from the MAGI-based HUSKY tiers. Income and assets are both considered. The standard countable asset limit for a single HUSKY C applicant is $1,600. For married couples, the community spouse may retain assets per federal spousal impoverishment rules.
The primary home is generally exempt during a nursing facility stay when the applicant intends to return, or while a spouse or dependent lives there. Connecticut's $1,600 asset limit is among the most restrictive in the country — lower than the federal minimum $2,000 that most states use. This matters when assessing whether a Medicaid applicant needs to spend down assets before qualifying.
Connecticut Medicaid (HUSKY Health)
Visit the official Connecticut Medicaid websiteRelated guides
Income Limits
Current income cutoffs by state and household size, tied to the Federal Poverty Level.
Read more →Spend-Down
How to qualify by deducting medical bills from income that's above the limit.
Read more →Eligibility Requirements
The income, household, age, and state rules that determine who qualifies.
Read more →