Mississippi Medicaid Income Limits

Updated August 2026

Mississippi's Division of Medicaid (DOM) publishes income limit tables that are updated periodically. The figures below reflect DOM's published limits effective March 1, 2026, and already include the standard 5% FPL disregard. Children's Medicaid is split into three age bands with three different FPL thresholds — infants qualify at a much higher income level than older children. Parents/caretakers use a non-MAGI methodology that results in significantly lower effective limits.

Mississippi has not expanded Medicaid — most working-age adults do not qualify regardless of income

Mississippi is one of 10 states that has not expanded Medicaid. Adults ages 19–64 without children, a disability, or a qualifying special circumstance generally do not qualify for Mississippi Medicaid regardless of income. The limits below apply only to covered groups: children, pregnant women, parents/caretaker relatives, and aged/blind/disabled individuals. Source: Mississippi Division of Medicaid income limit table effective March 1, 2026.

Mississippi Medicaid income limits by age — MAGI groups (March 2026)

Household size	Infants birth–1 (194% FPL)	Children age 1–6 (143% FPL)	Children age 6–19 (133% FPL)	CHIP, uninsured children to 19 (209% FPL)
1	$2,648/mo	$1,969/mo	$1,836/mo	$2,847/mo
2	$3,589/mo	$2,669/mo	$2,489/mo	$3,859/mo
3	$4,531/mo	$3,370/mo	$3,142/mo	$4,873/mo
4	$5,473/mo	$4,071/mo	$3,796/mo	$5,886/mo
5	$6,415/mo	$4,771/mo	$4,449/mo	$6,898/mo
6	$7,357/mo	$5,472/mo	$5,102/mo	$7,912/mo

1

Infants birth–1 (194% FPL): $2,648/mo
Children age 1–6 (143% FPL): $1,969/mo
Children age 6–19 (133% FPL): $1,836/mo
CHIP, uninsured children to 19 (209% FPL): $2,847/mo

2

Infants birth–1 (194% FPL): $3,589/mo
Children age 1–6 (143% FPL): $2,669/mo
Children age 6–19 (133% FPL): $2,489/mo
CHIP, uninsured children to 19 (209% FPL): $3,859/mo

3

Infants birth–1 (194% FPL): $4,531/mo
Children age 1–6 (143% FPL): $3,370/mo
Children age 6–19 (133% FPL): $3,142/mo
CHIP, uninsured children to 19 (209% FPL): $4,873/mo

4

Infants birth–1 (194% FPL): $5,473/mo
Children age 1–6 (143% FPL): $4,071/mo
Children age 6–19 (133% FPL): $3,796/mo
CHIP, uninsured children to 19 (209% FPL): $5,886/mo

5

Infants birth–1 (194% FPL): $6,415/mo
Children age 1–6 (143% FPL): $4,771/mo
Children age 6–19 (133% FPL): $4,449/mo
CHIP, uninsured children to 19 (209% FPL): $6,898/mo

6

Infants birth–1 (194% FPL): $7,357/mo
Children age 1–6 (143% FPL): $5,472/mo
Children age 6–19 (133% FPL): $5,102/mo
CHIP, uninsured children to 19 (209% FPL): $7,912/mo

Pregnant women and family planning: 194% FPL

Pregnant women of any age, and the Family Planning Waiver (ages 13–44), use the same 194% FPL threshold as infants. The table below shows the DOM's official monthly income limits, effective March 1, 2026.

Household size	Monthly income limit (194% FPL)
1	$2,648
2	$3,589
3	$4,531
4	$5,473
5	$6,415
6	$7,357

1

Monthly income limit (194% FPL): $2,648

2

Monthly income limit (194% FPL): $3,589

3

Monthly income limit (194% FPL): $4,531

4

Monthly income limit (194% FPL): $5,473

5

Monthly income limit (194% FPL): $6,415

6

Monthly income limit (194% FPL): $7,357

Income limits for parents and caretaker relatives

Mississippi's limits for parents and caretaker relatives with dependent children under age 18 are among the most restrictive of any state. These limits use non-MAGI rules — they are not tied to the FPL the way children's and pregnant women's limits are — and result in income limits far below the poverty level. Figures below are DOM's official monthly limits, effective March 1, 2026.

Household size	Monthly income limit	Notes
1	$294/mo	Single parent/caretaker, no other household members
2	$396/mo	Parent + 1 child
3	$498/mo	Parent + 2 children
4	$600/mo	Parent + 3 children
5	$702/mo	Parent + 4 children
6	$804/mo	Parent + 5 children

1

Monthly income limit: $294/mo
Notes: Single parent/caretaker, no other household members

2

Monthly income limit: $396/mo
Notes: Parent + 1 child

3

Monthly income limit: $498/mo
Notes: Parent + 2 children

4

Monthly income limit: $600/mo
Notes: Parent + 3 children

5

Monthly income limit: $702/mo
Notes: Parent + 4 children

6

Monthly income limit: $804/mo
Notes: Parent + 5 children

The coverage gap — and why it exists: Mississippi's parent income limit ($600/mo for a family of 4) is so low that a parent working even a few hours at minimum wage is likely over the limit. Adults without children have no Medicaid category at all. Per KFF estimates, more than 200,000 Mississippians fall into the coverage gap — they earn too much for Medicaid but too little for marketplace tax credits, which start at 100% FPL. Medicaid expansion would close this gap; as of 2026, Mississippi has not enacted it.

Income and asset limits for aged, blind, and disabled

Seniors and people with disabilities who receive SSI are automatically enrolled in Mississippi Medicaid. Others in this group are evaluated under non-MAGI financial rules. Both income and assets are reviewed.

Category	Income limit	Countable asset limit
SSI recipients	Automatic with SSI (~$994/mo, 2026)	SSI asset rules ($2,000 individual)
Nursing facility care (HCBW)	300% SSI FBR (~$2,982/mo, 2026)	$4,000 individual
Medicare Savings Programs	Varies by program (QMB, SLMB, QI)	Contact DOM — limits updated annually

SSI recipients

Income limit: Automatic with SSI (~$994/mo, 2026)
Countable asset limit: SSI asset rules ($2,000 individual)

Nursing facility care (HCBW)

Income limit: 300% SSI FBR (~$2,982/mo, 2026)
Countable asset limit: $4,000 individual

Medicare Savings Programs

Income limit: Varies by program (QMB, SLMB, QI)
Countable asset limit: Contact DOM — limits updated annually

Medicare Savings Programs (QMB) in Mississippi

The "Medicare Savings Programs" row in the table above covers three separate tiers: Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualifying Individual (QI). Each has its own income limit, and QMB in particular is worth understanding in detail because of how much it covers for a Medicare enrollee with a limited income.

Program	Situation	Monthly income limit
SLMB	Individual	$1,616/mo
SLMB	Married couple	$2,184/mo
QI	Individual	$1,816/mo
QI	Married couple	$2,455/mo

SLMB

Situation: Individual
Monthly income limit: $1,616/mo

SLMB

Situation: Married couple
Monthly income limit: $2,184/mo

QI

Situation: Individual
Monthly income limit: $1,816/mo

QI

Situation: Married couple
Monthly income limit: $2,455/mo

QMB pays the Medicare Part B premium ($202.90/month in 2026), the Part A premium for anyone who owes one, and every Medicare deductible, coinsurance amount, and copayment — hospital stays, physician visits, everything Medicare bills for. Federal law prohibits any provider who accepts Medicare from billing a QMB enrollee for that cost-sharing, even a provider who doesn't otherwise participate in Medicaid. SLMB and QI are narrower: both cover only the Part B premium, with no help toward deductibles or coinsurance.

Mississippi is one of a small number of states that has eliminated the resource (asset) test for Medicare Savings Program eligibility entirely — savings, retirement accounts, and other countable resources are not reviewed when DOM determines QMB, SLMB, or QI eligibility here. Income limits still apply as normal. Apply through the Mississippi Division of Medicaid at medicaid.ms.gov, not through Medicare — DOM administers all three tiers. QI runs on a capped annual federal allotment awarded first-come, first-served, so approved members must reapply every year, and everyone enrolled in QMB, SLMB, or QI is automatically enrolled in Extra Help, which limits 2026 covered Part D drug costs to $12.65 per prescription.

Mississippi Medicaid

Income Limits for Medicaid and CHIP Programs — Mississippi Division of Medicaid: https://medicaid.ms.gov/medicaid-coverage/who-qualifies-for-coverage/income-limits-for-medicaid-and-chip-programs/

Visit the official Mississippi Medicaid website

Income Limits in Nearby States

North Carolina Oklahoma South Carolina Tennessee Texas