Medicaid Office

Mississippi Medicaid Income Limits

Updated August 2026

Mississippi's Division of Medicaid (DOM) publishes income limit tables that are updated periodically. The figures below reflect DOM's published limits effective March 1, 2026, and already include the standard 5% FPL disregard. Children's Medicaid is split into three age bands with three different FPL thresholds — infants qualify at a much higher income level than older children. Parents/caretakers use a non-MAGI methodology that results in significantly lower effective limits.

Mississippi has not expanded Medicaid — most working-age adults do not qualify regardless of income

Mississippi is one of 10 states that has not expanded Medicaid. Adults ages 19–64 without children, a disability, or a qualifying special circumstance generally do not qualify for Mississippi Medicaid regardless of income. The limits below apply only to covered groups: children, pregnant women, parents/caretaker relatives, and aged/blind/disabled individuals. Source: Mississippi Division of Medicaid income limit table effective March 1, 2026.

Mississippi Medicaid income limits by age — MAGI groups (March 2026)

1

Infants birth–1 (194% FPL)
$2,648/mo
Children age 1–6 (143% FPL)
$1,969/mo
Children age 6–19 (133% FPL)
$1,836/mo
CHIP, uninsured children to 19 (209% FPL)
$2,847/mo

2

Infants birth–1 (194% FPL)
$3,589/mo
Children age 1–6 (143% FPL)
$2,669/mo
Children age 6–19 (133% FPL)
$2,489/mo
CHIP, uninsured children to 19 (209% FPL)
$3,859/mo

3

Infants birth–1 (194% FPL)
$4,531/mo
Children age 1–6 (143% FPL)
$3,370/mo
Children age 6–19 (133% FPL)
$3,142/mo
CHIP, uninsured children to 19 (209% FPL)
$4,873/mo

4

Infants birth–1 (194% FPL)
$5,473/mo
Children age 1–6 (143% FPL)
$4,071/mo
Children age 6–19 (133% FPL)
$3,796/mo
CHIP, uninsured children to 19 (209% FPL)
$5,886/mo

5

Infants birth–1 (194% FPL)
$6,415/mo
Children age 1–6 (143% FPL)
$4,771/mo
Children age 6–19 (133% FPL)
$4,449/mo
CHIP, uninsured children to 19 (209% FPL)
$6,898/mo

6

Infants birth–1 (194% FPL)
$7,357/mo
Children age 1–6 (143% FPL)
$5,472/mo
Children age 6–19 (133% FPL)
$5,102/mo
CHIP, uninsured children to 19 (209% FPL)
$7,912/mo

Pregnant women and family planning: 194% FPL

Pregnant women of any age, and the Family Planning Waiver (ages 13–44), use the same 194% FPL threshold as infants. The table below shows the DOM's official monthly income limits, effective March 1, 2026.

1

Monthly income limit (194% FPL)
$2,648

2

Monthly income limit (194% FPL)
$3,589

3

Monthly income limit (194% FPL)
$4,531

4

Monthly income limit (194% FPL)
$5,473

5

Monthly income limit (194% FPL)
$6,415

6

Monthly income limit (194% FPL)
$7,357

Income limits for parents and caretaker relatives

Mississippi's limits for parents and caretaker relatives with dependent children under age 18 are among the most restrictive of any state. These limits use non-MAGI rules — they are not tied to the FPL the way children's and pregnant women's limits are — and result in income limits far below the poverty level. Figures below are DOM's official monthly limits, effective March 1, 2026.

1

Monthly income limit
$294/mo
Notes
Single parent/caretaker, no other household members

2

Monthly income limit
$396/mo
Notes
Parent + 1 child

3

Monthly income limit
$498/mo
Notes
Parent + 2 children

4

Monthly income limit
$600/mo
Notes
Parent + 3 children

5

Monthly income limit
$702/mo
Notes
Parent + 4 children

6

Monthly income limit
$804/mo
Notes
Parent + 5 children

The coverage gap — and why it exists: Mississippi's parent income limit ($600/mo for a family of 4) is so low that a parent working even a few hours at minimum wage is likely over the limit. Adults without children have no Medicaid category at all. Per KFF estimates, more than 200,000 Mississippians fall into the coverage gap — they earn too much for Medicaid but too little for marketplace tax credits, which start at 100% FPL. Medicaid expansion would close this gap; as of 2026, Mississippi has not enacted it.

Income and asset limits for aged, blind, and disabled

Seniors and people with disabilities who receive SSI are automatically enrolled in Mississippi Medicaid. Others in this group are evaluated under non-MAGI financial rules. Both income and assets are reviewed.

SSI recipients

Income limit
Automatic with SSI (~$994/mo, 2026)
Countable asset limit
SSI asset rules ($2,000 individual)

Nursing facility care (HCBW)

Income limit
300% SSI FBR (~$2,982/mo, 2026)
Countable asset limit
$4,000 individual

Medicare Savings Programs

Income limit
Varies by program (QMB, SLMB, QI)
Countable asset limit
Contact DOM — limits updated annually

Mississippi Medicaid

  • Income Limits for Medicaid and CHIP Programs — Mississippi Division of Medicaid: https://medicaid.ms.gov/medicaid-coverage/who-qualifies-for-coverage/income-limits-for-medicaid-and-chip-programs/
Visit the official Mississippi Medicaid website

Related guides

Income Limits

Current income cutoffs by state and household size, tied to the Federal Poverty Level.

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Spend-Down

How to qualify by deducting medical bills from income that's above the limit.

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Eligibility Requirements

The income, household, age, and state rules that determine who qualifies.

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