Kansas Medicaid Income Limits
Updated August 2026
Children and pregnant women in Kansas are covered under MAGI-based rules with no asset test. Per the Kansas Family Medical Assistance Manual (KFMAM § 2271), Kansas tiers children's Medicaid eligibility by age: infants under 1 and pregnant women qualify up to 171% FPL, children ages 1 through 5 up to 149% FPL, and children ages 6 through 18 up to 133% FPL. Kansas also offers HealthWave, its CHIP program, which extends coverage to children up to 238% FPL whose income is too high for Medicaid but who lack access to affordable private insurance.
171% FPL
Infants under 1 & pregnant women
149% FPL
Children ages 1–5
133% FPL
Children ages 6–18
~38% FPL
Parents/caretakers
Kansas has not expanded Medicaid — adults without children or a qualifying disability generally don't qualify
Kansas is one of 10 states that has not expanded Medicaid under the ACA. Adults ages 19–64 without dependent children or a disability do not qualify for KanCare regardless of income. The income limits below cover categories that do exist in Kansas: children, pregnant women, parents/caretaker relatives, and aged/blind/disabled individuals.
KanCare income limits for children and pregnant women (2026)
| Household size | Children 6–18 (133% FPL) | Children 1–5 (149% FPL) | Infants under 1 & pregnant women (171% FPL) | HealthWave CHIP (238% FPL) |
|---|---|---|---|---|
| 1 | $1,769/mo | $1,982/mo | $2,274/mo | $3,165/mo |
| 2 | $2,398/mo | $2,687/mo | $3,084/mo | $4,292/mo |
| 3 | $3,028/mo | $3,392/mo | $3,893/mo | $5,419/mo |
| 4 | $3,658/mo | $4,098/mo | $4,703/mo | $6,545/mo |
| 5 | $4,287/mo | $4,803/mo | $5,512/mo | $7,672/mo |
| 6 | $4,917/mo | $5,508/mo | $6,321/mo | $8,798/mo |
1
- Children 6–18 (133% FPL)
- $1,769/mo
- Children 1–5 (149% FPL)
- $1,982/mo
- Infants under 1 & pregnant women (171% FPL)
- $2,274/mo
- HealthWave CHIP (238% FPL)
- $3,165/mo
2
- Children 6–18 (133% FPL)
- $2,398/mo
- Children 1–5 (149% FPL)
- $2,687/mo
- Infants under 1 & pregnant women (171% FPL)
- $3,084/mo
- HealthWave CHIP (238% FPL)
- $4,292/mo
3
- Children 6–18 (133% FPL)
- $3,028/mo
- Children 1–5 (149% FPL)
- $3,392/mo
- Infants under 1 & pregnant women (171% FPL)
- $3,893/mo
- HealthWave CHIP (238% FPL)
- $5,419/mo
4
- Children 6–18 (133% FPL)
- $3,658/mo
- Children 1–5 (149% FPL)
- $4,098/mo
- Infants under 1 & pregnant women (171% FPL)
- $4,703/mo
- HealthWave CHIP (238% FPL)
- $6,545/mo
5
- Children 6–18 (133% FPL)
- $4,287/mo
- Children 1–5 (149% FPL)
- $4,803/mo
- Infants under 1 & pregnant women (171% FPL)
- $5,512/mo
- HealthWave CHIP (238% FPL)
- $7,672/mo
6
- Children 6–18 (133% FPL)
- $4,917/mo
- Children 1–5 (149% FPL)
- $5,508/mo
- Infants under 1 & pregnant women (171% FPL)
- $6,321/mo
- HealthWave CHIP (238% FPL)
- $8,798/mo
Income limits for parents and caretaker relatives
Kansas covers parents or caretaker relatives of dependent children, but the income limit is very restrictive. Kansas uses a non-MAGI methodology for this group, resulting in income limits set well below the poverty line. A parent working full time at or near minimum wage will typically exceed these limits.
| Household size | Monthly income limit (approx. 38% FPL) | % of federal poverty level |
|---|---|---|
| 3 (parent + 2 children) | ~$876/mo | ~38% FPL |
| 4 (parent + 3 children) | ~$1,055/mo | ~38% FPL |
| 5 (parent + 4 children) | ~$1,233/mo | ~38% FPL |
3 (parent + 2 children)
- Monthly income limit (approx. 38% FPL)
- ~$876/mo
- % of federal poverty level
- ~38% FPL
4 (parent + 3 children)
- Monthly income limit (approx. 38% FPL)
- ~$1,055/mo
- % of federal poverty level
- ~38% FPL
5 (parent + 4 children)
- Monthly income limit (approx. 38% FPL)
- ~$1,233/mo
- % of federal poverty level
- ~38% FPL
Income and asset limits for aged, blind, and disabled
MediKan is a state-funded program unique to Kansas. It provides a temporary bridge for individuals waiting for a disability determination from SSA — particularly those who have applied for SSI or SSDI but not yet received a decision. Per KDHE, MediKan covers up to 9 months while the SSA decision is pending. This is nationally uncommon.
| Category | Income limit | Asset limit |
|---|---|---|
| SSI recipients | Automatic with SSI (~$994/mo, 2026) | SSI asset rules apply |
| Nursing facility / HCBS waiver | Income over $2,982/mo goes toward cost of care | $2,000 individual |
| MediKan (SSDI applicants, state-funded) | Poverty-related; varies | Verify with DCF |
| Medicare Savings Programs (QMB, SLMB, QI) | Varies — 100% to 135% FPL | Higher asset limits apply |
SSI recipients
- Income limit
- Automatic with SSI (~$994/mo, 2026)
- Asset limit
- SSI asset rules apply
Nursing facility / HCBS waiver
- Income limit
- Income over $2,982/mo goes toward cost of care
- Asset limit
- $2,000 individual
MediKan (SSDI applicants, state-funded)
- Income limit
- Poverty-related; varies
- Asset limit
- Verify with DCF
Medicare Savings Programs (QMB, SLMB, QI)
- Income limit
- Varies — 100% to 135% FPL
- Asset limit
- Higher asset limits apply
Medicare Savings Programs (QMB) in Kansas
The aged, blind, and disabled table above already lists a Kansas Medicare Savings Programs row, spanning roughly 100% to 135% FPL. What that single row doesn't explain is what each of the three tiers — QMB, SLMB, and QI — actually pays for, and that distinction matters, because QMB is worth substantially more than SLMB or QI to a Kansas Medicare enrollee with the same income.
| Program | Situation | Monthly income limit |
|---|---|---|
| SLMB | Individual | $1,616/mo |
| SLMB | Married couple | $2,184/mo |
| QI | Individual | $1,816/mo |
| QI | Married couple | $2,455/mo |
SLMB
- Situation
- Individual
- Monthly income limit
- $1,616/mo
SLMB
- Situation
- Married couple
- Monthly income limit
- $2,184/mo
QI
- Situation
- Individual
- Monthly income limit
- $1,816/mo
QI
- Situation
- Married couple
- Monthly income limit
- $2,455/mo
QMB is the top tier: it pays the Part A premium if one is owed, the full Part B premium ($202.90/month in 2026), and every deductible, coinsurance charge, and copayment Medicare would otherwise bill. Someone enrolled in QMB effectively pays nothing out of pocket for Medicare-covered care. SLMB and QI, by contrast, cover the Part B premium only — nothing else — which is why KanCare groups them together under a wider income band than QMB alone allows.
Federal law prohibits any provider — in Kansas or anywhere else — from billing a QMB enrollee for Medicare cost-sharing, even a provider who doesn't otherwise participate in KanCare. QI carries capped annual federal funding and is awarded first-come, first-served each year; unlike QMB and SLMB, QI enrollees must reapply annually rather than renewing automatically.
QMB, SLMB, and QI enrollees in Kansas are all automatically enrolled in Extra Help, the Medicare Part D low-income subsidy, which limits what they pay per covered prescription to no more than $12.65 in 2026. Apply through KanCare — Kansas's Medicaid program — at kancare.ks.gov, not through Medicare, since the state, not the federal government, determines eligibility for these benefits.
KanCare (Kansas Medicaid)
Visit the official Kansas Medicaid websiteIncome Limits in Nearby States
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