Kansas Medicaid Income Limits

Updated August 2026

Children and pregnant women in Kansas are covered under MAGI-based rules with no asset test. Per the Kansas Family Medical Assistance Manual (KFMAM § 2271), Kansas tiers children's Medicaid eligibility by age: infants under 1 and pregnant women qualify up to 171% FPL, children ages 1 through 5 up to 149% FPL, and children ages 6 through 18 up to 133% FPL. Kansas also offers HealthWave, its CHIP program, which extends coverage to children up to 238% FPL whose income is too high for Medicaid but who lack access to affordable private insurance.

171% FPL

Infants under 1 & pregnant women

149% FPL

Children ages 1–5

133% FPL

Children ages 6–18

~38% FPL

Parents/caretakers

Kansas has not expanded Medicaid — adults without children or a qualifying disability generally don't qualify

Kansas is one of 10 states that has not expanded Medicaid under the ACA. Adults ages 19–64 without dependent children or a disability do not qualify for KanCare regardless of income. The income limits below cover categories that do exist in Kansas: children, pregnant women, parents/caretaker relatives, and aged/blind/disabled individuals.

KanCare income limits for children and pregnant women (2026)

1

Children 6–18 (133% FPL)
$1,769/mo
Children 1–5 (149% FPL)
$1,982/mo
Infants under 1 & pregnant women (171% FPL)
$2,274/mo
HealthWave CHIP (238% FPL)
$3,165/mo

2

Children 6–18 (133% FPL)
$2,398/mo
Children 1–5 (149% FPL)
$2,687/mo
Infants under 1 & pregnant women (171% FPL)
$3,084/mo
HealthWave CHIP (238% FPL)
$4,292/mo

3

Children 6–18 (133% FPL)
$3,028/mo
Children 1–5 (149% FPL)
$3,392/mo
Infants under 1 & pregnant women (171% FPL)
$3,893/mo
HealthWave CHIP (238% FPL)
$5,419/mo

4

Children 6–18 (133% FPL)
$3,658/mo
Children 1–5 (149% FPL)
$4,098/mo
Infants under 1 & pregnant women (171% FPL)
$4,703/mo
HealthWave CHIP (238% FPL)
$6,545/mo

5

Children 6–18 (133% FPL)
$4,287/mo
Children 1–5 (149% FPL)
$4,803/mo
Infants under 1 & pregnant women (171% FPL)
$5,512/mo
HealthWave CHIP (238% FPL)
$7,672/mo

6

Children 6–18 (133% FPL)
$4,917/mo
Children 1–5 (149% FPL)
$5,508/mo
Infants under 1 & pregnant women (171% FPL)
$6,321/mo
HealthWave CHIP (238% FPL)
$8,798/mo

Income limits for parents and caretaker relatives

Kansas covers parents or caretaker relatives of dependent children, but the income limit is very restrictive. Kansas uses a non-MAGI methodology for this group, resulting in income limits set well below the poverty line. A parent working full time at or near minimum wage will typically exceed these limits.

3 (parent + 2 children)

Monthly income limit (approx. 38% FPL)
~$876/mo
% of federal poverty level
~38% FPL

4 (parent + 3 children)

Monthly income limit (approx. 38% FPL)
~$1,055/mo
% of federal poverty level
~38% FPL

5 (parent + 4 children)

Monthly income limit (approx. 38% FPL)
~$1,233/mo
% of federal poverty level
~38% FPL

Income and asset limits for aged, blind, and disabled

MediKan is a state-funded program unique to Kansas. It provides a temporary bridge for individuals waiting for a disability determination from SSA — particularly those who have applied for SSI or SSDI but not yet received a decision. Per KDHE, MediKan covers up to 9 months while the SSA decision is pending. This is nationally uncommon.

SSI recipients

Income limit
Automatic with SSI (~$994/mo, 2026)
Asset limit
SSI asset rules apply

Nursing facility / HCBS waiver

Income limit
Income over $2,982/mo goes toward cost of care
Asset limit
$2,000 individual

MediKan (SSDI applicants, state-funded)

Income limit
Poverty-related; varies
Asset limit
Verify with DCF

Medicare Savings Programs (QMB, SLMB, QI)

Income limit
Varies — 100% to 135% FPL
Asset limit
Higher asset limits apply

Medicare Savings Programs (QMB) in Kansas

The aged, blind, and disabled table above already lists a Kansas Medicare Savings Programs row, spanning roughly 100% to 135% FPL. What that single row doesn't explain is what each of the three tiers — QMB, SLMB, and QI — actually pays for, and that distinction matters, because QMB is worth substantially more than SLMB or QI to a Kansas Medicare enrollee with the same income.

SLMB

Situation
Individual
Monthly income limit
$1,616/mo

SLMB

Situation
Married couple
Monthly income limit
$2,184/mo

QI

Situation
Individual
Monthly income limit
$1,816/mo

QI

Situation
Married couple
Monthly income limit
$2,455/mo

QMB is the top tier: it pays the Part A premium if one is owed, the full Part B premium ($202.90/month in 2026), and every deductible, coinsurance charge, and copayment Medicare would otherwise bill. Someone enrolled in QMB effectively pays nothing out of pocket for Medicare-covered care. SLMB and QI, by contrast, cover the Part B premium only — nothing else — which is why KanCare groups them together under a wider income band than QMB alone allows.

Federal law prohibits any provider — in Kansas or anywhere else — from billing a QMB enrollee for Medicare cost-sharing, even a provider who doesn't otherwise participate in KanCare. QI carries capped annual federal funding and is awarded first-come, first-served each year; unlike QMB and SLMB, QI enrollees must reapply annually rather than renewing automatically.

QMB, SLMB, and QI enrollees in Kansas are all automatically enrolled in Extra Help, the Medicare Part D low-income subsidy, which limits what they pay per covered prescription to no more than $12.65 in 2026. Apply through KanCare — Kansas's Medicaid program — at kancare.ks.gov, not through Medicare, since the state, not the federal government, determines eligibility for these benefits.

Income Limits in Nearby States

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