Medicaid Office

Nevada Medicaid Income Limits

Updated August 2026

Nevada Medicaid uses MAGI (Modified Adjusted Gross Income) rules for most categories. MAGI income counts wages, self-employment income, Social Security, and unemployment, but excludes child support received, most gifts, and certain non-taxable income. There is no asset test for expansion adults, children, or pregnant women. Asset limits apply only to aged, blind, or disabled applicants using non-MAGI rules.

Asset rules apply only to seniors and people with disabilities — not to expansion adults or children

If you are applying as an expansion adult (ages 19–64, no disability), children, or pregnant women, Nevada does not check your savings account, car, or home equity. The MAGI rules that apply to these groups have no asset test. The $2,000 asset limit applies only to aged, blind, and disabled applicants using the non-MAGI rules — a distinction DWSS makes clear in its eligibility documentation.

Nevada Medicaid income limits by household size (2026)

Per DWSS eligibility policy, children ages 6–18 qualify for standard Medicaid up to 122% FPL and for an additional Medicaid coverage tier up to 138% FPL; children 0–5 qualify up to 165% FPL. Nevada Check Up (CHIP) then covers children above the Medicaid limit up to 205% FPL. Parents and caretaker relatives qualify at the same 138% FPL threshold as expansion adults.

1

138% FPL (adults & parents)
$1,836/mo
165% FPL (pregnant women / children 0–5)
$2,195/mo
205% FPL (Nevada Check Up — children)
$2,727/mo

2

138% FPL (adults & parents)
$2,489/mo
165% FPL (pregnant women / children 0–5)
$2,976/mo
205% FPL (Nevada Check Up — children)
$3,697/mo

3

138% FPL (adults & parents)
$3,142/mo
165% FPL (pregnant women / children 0–5)
$3,757/mo
205% FPL (Nevada Check Up — children)
$4,668/mo

4

138% FPL (adults & parents)
$3,795/mo
165% FPL (pregnant women / children 0–5)
$4,538/mo
205% FPL (Nevada Check Up — children)
$5,638/mo

5

138% FPL (adults & parents)
$4,449/mo
165% FPL (pregnant women / children 0–5)
$5,319/mo
205% FPL (Nevada Check Up — children)
$6,608/mo

6

138% FPL (adults & parents)
$5,102/mo
165% FPL (pregnant women / children 0–5)
$6,100/mo
205% FPL (Nevada Check Up — children)
$7,579/mo

7

138% FPL (adults & parents)
$5,755/mo
165% FPL (pregnant women / children 0–5)
$6,881/mo
205% FPL (Nevada Check Up — children)
$8,549/mo

8

138% FPL (adults & parents)
$6,408/mo
165% FPL (pregnant women / children 0–5)
$7,662/mo
205% FPL (Nevada Check Up — children)
$9,519/mo

What counts as income under MAGI rules?

MAGI income includes most money you receive regularly. What's excluded often surprises applicants.

  • Wages and salaries (gross, before deductions)
  • Self-employment net profit
  • Social Security benefits (taxable portion)
  • Unemployment compensation
  • Alimony received (for agreements before Jan 1, 2019)
  • Rental income (net)
  • Taxable interest and dividends

What does not count as income under MAGI rules?

  • Child support received
  • Gifts and inheritances
  • Supplemental Security Income (SSI) payments
  • Workers' compensation (generally)
  • SNAP (food stamps) benefits
  • Veterans' disability compensation
  • Tax-exempt income

Income limits for seniors and people with disabilities

Aged, blind, and disabled applicants who do not meet MAGI rules are evaluated under non-MAGI Medicaid. These rules differ in two important ways: income is calculated differently, and there is an asset test.

SSI recipients (automatic)

Monthly income limit
SSI standard ($994/mo individual, 2026)
Asset limit
N/A — automatic with SSI

ABD Medicaid (non-SSI)

Monthly income limit
100% FPL ($1,330/mo, 2026)
Asset limit
$2,000 individual / $3,000 couple

Nursing facility — MLTSS

Monthly income limit
$2,982/mo (300% SSI, 2026)
Asset limit
$2,000 individual

Community-based waiver (HCBW)

Monthly income limit
300% SSI standard ($2,982/mo, 2026)
Asset limit
$2,000 individual

Medicare Savings Programs (QMB) in Nevada

Nevadans enrolled in Medicare who need help covering its costs don't use the MAGI percentages above or the ABD Medicaid rules for seniors — they apply under a separate federal framework called the Medicare Savings Programs (MSPs). DWSS runs three tiers: Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualifying Individual (QI), each with a fixed monthly income and resource limit rather than an FPL percentage.

QMB

Situation
Individual
Monthly income limit
$1,350/mo

QMB

Situation
Married couple
Monthly income limit
$1,824/mo

SLMB

Situation
Individual
Monthly income limit
$1,616/mo

SLMB

Situation
Married couple
Monthly income limit
$2,184/mo

QI

Situation
Individual
Monthly income limit
$1,816/mo

QI

Situation
Married couple
Monthly income limit
$2,455/mo

QMB provides the broadest protection: it pays the Part B premium ($202.90/month in 2026), the Part A premium for anyone who owes one, and every Medicare deductible, coinsurance amount, and copayment. Providers who accept Medicare are prohibited by federal law from billing a QMB enrollee for that cost-sharing, no matter what. SLMB and QI are more limited — both cover only the Part B premium, leaving deductibles and coinsurance to the member.

Apply through the Nevada Division of Welfare and Supportive Services, not through Medicare — visit dhcfp.nv.gov for Nevada Medicaid's application channels. QI runs on a capped annual federal allotment awarded first-come, first-served, so an approved member has to reapply each year. Anyone enrolled in QMB, SLMB, or QI is also automatically enrolled in Extra Help, which limits 2026 covered Part D drug costs to $12.65 per prescription.

Nevada Medicaid

Visit the official Nevada Medicaid website

Income Limits in Nearby States

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