Oregon Medicaid Income Limits
Updated August 2026
Oregon uses MAGI (Modified Adjusted Gross Income) rules for OHP Plus and most other OHP programs. MAGI counts wages, self-employment income, unemployment, Social Security income, and most other taxable income. There is no asset test for OHP Plus, OHP Bridge, or the children's and pregnant coverage groups.
OHP income limits by coverage group (2026 approximate)
| Coverage group | FPL % | ~Monthly limit (1 person) | ~Monthly limit (family of 4) |
|---|---|---|---|
| Adults 19–64 — OHP Plus | 138% FPL | ~$1,732/mo | ~$3,588/mo |
| Pregnant people — OHP Plus | 185% FPL | ~$2,321/mo | ~$4,815/mo |
| Children 0–18 — OHP Plus / CHIP | Up to 300% FPL | ~$3,765/mo | ~$7,800/mo |
| Adults above 138% FPL — OHP Bridge | State-funded; varies | Contact OHA | Contact OHA |
| Seniors 65+ and people with disabilities | Non-MAGI rules | Separate rules | Varies |
Adults 19–64 — OHP Plus
- FPL %
- 138% FPL
- ~Monthly limit (1 person)
- ~$1,732/mo
- ~Monthly limit (family of 4)
- ~$3,588/mo
Pregnant people — OHP Plus
- FPL %
- 185% FPL
- ~Monthly limit (1 person)
- ~$2,321/mo
- ~Monthly limit (family of 4)
- ~$4,815/mo
Children 0–18 — OHP Plus / CHIP
- FPL %
- Up to 300% FPL
- ~Monthly limit (1 person)
- ~$3,765/mo
- ~Monthly limit (family of 4)
- ~$7,800/mo
Adults above 138% FPL — OHP Bridge
- FPL %
- State-funded; varies
- ~Monthly limit (1 person)
- Contact OHA
- ~Monthly limit (family of 4)
- Contact OHA
Seniors 65+ and people with disabilities
- FPL %
- Non-MAGI rules
- ~Monthly limit (1 person)
- Separate rules
- ~Monthly limit (family of 4)
- Varies
No asset test — and how MAGI income is counted
OHP Plus, OHP Bridge, and the coverage groups for children and pregnant people have no asset test. Savings, a car, or home equity do not affect eligibility. This is different from long-term care Medicaid, which uses separate non-MAGI rules that do include asset limits.
Oregon's MAGI calculation excludes certain income types. Child support received does not count. One-time tax refunds do not count. Some self-employment deductions reduce countable income. OHA does not count the income of household members who are not in your tax filing unit. If you are unsure whether a specific income source counts, apply anyway — OHA will make the determination.
OHP Bridge: coverage above 138% FPL
OHP Bridge is a state-funded program for adults who earn more than the standard 138% FPL threshold and do not qualify for federally funded Medicaid. Bridge provides benefits similar to OHP Plus. It is not funded by federal Medicaid dollars, which means Oregon bears the full cost of the program.
Bridge eligibility thresholds and benefits may differ from OHP Plus, and the program is subject to Oregon legislative funding decisions. Contact OHA at 1-800-699-9075 or apply through ONE.Oregon.gov to determine if you qualify for Bridge. Adults who earn above the Bridge limit may qualify for subsidized AMP marketplace coverage at healthcare.gov.
Seniors and long-term care: income rules differ
Oregonians applying for Medicaid based on age (65+) or disability status face more complex eligibility rules that include both income and asset tests. The MAGI thresholds in the table above do not apply to these groups. To understand eligibility for long-term care Medicaid, nursing facility coverage, or home and community-based waiver programs, contact the Aging and Disability Resource Connection (ADRC) at 1-855-673-2372. ADRC staff provide free counseling statewide.
Oregon Health Plan (OHP)
Visit the official Oregon Medicaid websiteRelated guides
Income Limits
Current income cutoffs by state and household size, tied to the Federal Poverty Level.
Read more →Spend-Down
How to qualify by deducting medical bills from income that's above the limit.
Read more →Eligibility Requirements
The income, household, age, and state rules that determine who qualifies.
Read more →